Interbank withdrawal policy is quietly changing, the cardholder how to deal with it? Insiders said that if the money is too much cross-bank withdrawal, you can consider the use of non-cash means of payment, the current credit card spending, mobile payment is very convenient, Of the demand in fact has been gradually reduced.
Recently, many users find themselves in some banks ATM cash withdrawal costs are increased, “prices.” North Green News reporter learned more about the so-called “price” is actually a large number of previous preferential discount banks cut the offer, and some limited the number of free, and some reduce the number of free, and some increase beyond the free The number of charges after the standard. While the other most of the normal fees and charges of banks did not improve the cost of interbank standards. Even after the “price”, these banks still offer a lot of concessions than most of the banks. In fact, even after the bank interbank withdrawal is really a general increase in fees, we also have many ways to save this cost.
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Interbank withdrawal policy of three banks
According to Industrial Bank’s announcement, since October 1, the bank will Puka’s domestic ATM cross-bank withdrawal fee adjustment: the first three withdrawals per month free of charge from the beginning of the fourth pen each charge 4 yuan fee. Earlier, the line is from the beginning of the fourth pen each charge only 2 yuan fee. The bank’s VIP customers for the relief policy is also adjusted accordingly. Prior to the diamond, black gold and platinum customers withdraw money is free, after October 1 into the first 10 free of charge, gold card customers have the cost of 5 fold, after October 1 to become the first 4-10 pen hit 5 fold.
Hang Fung Bank recently announced that will be December 15, 2016 from 0:00 on the interbank debit card customers to withdraw fees charged to adjust the standard fee. Puka customers free of charge before the first six months, the first seven, the domestic charges for the 4 yuan / pen, outside (including Hong Kong, Macao and Taiwan) 15 yuan / pen. Gold card customers, the first 10 free monthly, 11 from the pen, the territory of 4 yuan / pen, outside (including Hong Kong, Macao and Taiwan) 15 yuan / pen. Platinum card customers all free of charge. Prior to this, the bank inter-bank take a free policy implementation.
Huaxia Bank debit card has always been popular with customers who are keen to travel abroad. Because the bank’s debit card has always been regardless of inside and outside the first day of interbank withdrawal are free. However, this policy will change at the beginning of next year. According to the announcement of Huaxia Bank, January 7 next year to December 31, Huaxia Puka domestic ATM cash withdrawal per month before the first three free of charge per card, cross-bank ATM cash withdrawal per month, the first one free of charge. Huaxia ETC card (623020 at the beginning), Huaxia Beijing-Tianjin Cooperation Card, Huaxia Beauty Card, Huaxia Business Card, Huaxia Paid Card and Huaxia Silver Card are the first 5 cards per month. Month 3 per card for free. China Gold Card Interbank ATM cash withdrawal per month before the first eight free of charge; outside the interbank ATM cash withdrawal per month before the first five free. Regardless of which card, beyond the number of free of charge, the territory by 2 yuan / pen charge; outside by 12 yuan / pen charge. Huaxia Platinum Card, China Diamond Card inside and outside the interbank ATM cash withdrawal is still free of charge.
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